How The Hell Do People Become Millionaires?

Have you always wondered how people become millionaires? How did they get there? What is their secret to success? You can become a millionaire too. No matter who you are and where you’re from, there’s always room for improvement and this article will show you how. Here’s a breakdown of how people become millionaires:

They Have a vision for their future and work toward it.

The first step to becoming a millionaire is having a vision for your future. You need to be able to see yourself reaching your goal and working toward it. But how do you know if this is the right path for you? Do not worry, I am here to help!

The best way I find is by asking yourself these three questions:

  • Do I want this?
  • Do I deserve it? And, most importantly…
  • Will I maintain this?

They live within their means.

You should live within your means. This is the most basic rule of personal finance. It’s something that everyone should follow, no matter how rich or poor they are.

The first thing to keep in mind is that you don’t need anything you don’t need. What’s important is not having too much debt and being able to pay off your bills on time every month. The second thing is making sure you have enough money left over after paying all of your bills. This way, there’s some cash left over at the end of each month. This should be more than enough for emergencies such as car repairs, medical bills, or unexpected expenses (like a lost job).

If you’re able to save at least 10% of what you earn into an emergency fund, then it will serve as insurance against any sudden financial setbacks which could send everything crashing down around us if we weren’t prepared!

They save as much money as they can.

Another step toward becoming a millionaire is saving as much money as possible. You can do this by cutting back on unnecessary expenses and living a frugal lifestyle. For example, if you’re paying for cable television when Netflix works just fine for what you want to watch, cancel it! Or move into a smaller space so that your rent is less expensive each month. If it means not eating out as much or shopping for clothes too often (or at all), so be it! The point is that if your goal is to save money and become wealthy, then doing something that costs extra money isn’t going to help you achieve that goal.

They invest their money and take risks.

The first and most important lesson is that you can’t get rich without investing. People who strike it rich invest money in companies, businesses, or stocks. They take risks with their money and they diversify their investments. This way, if one thing fails, they don’t lose everything. The second lesson is that you shouldn’t be afraid of losing what you have or risking a large amount of your savings. You need to learn early on that losing any amount of money sucks but it doesn’t mean the end of the world. There’s always more where that came from!

They don’t waste time, but they do take breaks.

Millionaires know how to relax and take time off. They know when to say no and don’t take on too much at once. In fact, most millionaires will tell you that their success came from hard work. However, it also came from knowing when to take a break and spend time with family.

They have goals and write them down.

The next thing you need to do is write down your goals. You must have a clear vision of what it is that you want, and this can only be achieved by writing down your goals. Take the time to reflect on them and get excited about them.

Another thing that people who become millionaires do is write down their resources. They know what they have in their bank account, but also what they don’t have. Money in the bank doesn’t necessarily mean there’s enough cash on hand when an emergency comes up. So they plan ahead by adding up all the money they spend per month, and making sure there’s enough money in those accounts to cover it all at once—and then some!

Finally once again: write down your rewards! What will happen if I achieve this goal? How will life change? Will I get more free time? Will I be able to travel more often? How will my relationships improve (or worsen)? These questions matter because they keep us going when everything seems like too much work. So make sure these rewards are easy enough for you to remember but hard enough for you not to give up until achieving them becomes a reality!

They have a tight social circle of wealthy individuals.

group of men and women in a social event illustrating how people become millionaires by keeping a wealthy social circle

Millionaires have a tight social circle of wealthy individuals. They find mentors who are already successful and can help them succeed in the same field. These mentors are willing to share their knowledge and support you as you make your way up the ranks. It may be not easy to find mentors like this, but if you do, don’t take them for granted!

They Read Books

According to research from Rich Habits, 63% of self-made millionaires read at least one business book per month on the biographies of successful people and self-improvement. In comparison, 97% of the poor said their parents never made them read.

I asked other people in finance what they recommend as good books on becoming a millionaire. More than half (56%) said “Rich Dad Poor Dad” by Robert Kiyosaki; 36% recommended “How To Be Rich” by J. Paul Getty, and 14% recommended “The Little Book Of Common Sense Investing”. So if you want to be rich someday, start reading now!

In addition to this, two of my favorite books that changed my life and greatly helped me improve myself are: “The Success System That Never Fails” by W. Clement Stone and “How To Win Friends And Influence People” By Dale Carnegie”.

I recommend you check them out or check out similar books like that because I believe they will make you have the millionaire mindset. Even though we aren’t taught this in school, we can achieve anything if we have the right mindset.


Becoming rich is hard work and it takes a lot of time and effort. However, if you follow these steps you will be well on your way:

  • Save money. The most important thing you can do is to save as much money as possible and invest it in intelligent ways. Don’t spend your life living paycheck-to-paycheck. Put the rest of your money into safe investments like a 401k or Roth IRA account. The earlier you start putting away money, the better off you’ll be later in life when it comes time for retirement planning or buying a house or car.
  • Be patient with yourself when investing and don’t try to time the market too much. You may miss out on some great opportunities by doing so! Instead of trying to predict when things are going up or down, just set aside funds each month (or week!) that go into your investment accounts automatically.

    This way, no matter what happens with stocks/bonds/commodities, etc., there will always be some kind of return coming back into those accounts each month thanks to compound interest over many years. This makes all kinds of difference when compared to someone who didn’t save at all!
  • Take risks where necessary (within reason). However, don’t take unnecessary ones either. This is because they can really hurt us financially speaking over time. So think long term first then act accordingly afterward.”


So, how do people become millionaires? You’ve heard it all here. It’s not easy and it takes a lot of work. But if you follow these steps and make them part of your daily routine, then you can hopefully see yourself becoming rich one day too!

Let us know in the comments below how you think people become millionaires. Join our email list for FREE exclusive tips on financial freedom.

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